Please read these terms and conditions of use carefully before using this website.

By using this site, you signify your consent to these terms of use. If you do not agree to these terms of use, you may not use the website.

Your use of the website
You agree that your use of this website is for lawful purposes only. You agree that you will not use this website for any unlawful purpose, including committing a criminal offence, gaining unauthorised access to other computer systems, or transmitting unlawful material.

General disclaimer
You agree to access and use this site entirely at your own risk. Please read the Exclusion of Liability clauses below.

Terms and Conditions of Use
Your use of this website is subject to the following terms and conditions that Stratcap may revise at any time, with the revised terms taking effect as of the date of its posting and governing all subsequent visits to this website after such date. The user is bound by such revisions and should therefore periodically visit this page.

Use of Proprietary Information on this Website

No information or data constitutes an offer to do business.

Proprietary information on this website may be downloaded or printed for your own non-commercial, educational, private or domestic use only, provided you do not delete or change any copyright, trademark, or other proprietary notices, or distort or otherwise modify the proprietary information in a manner that may be prejudicial to Stratcap.

All rights not expressly granted in terms of these terms of use are reserved. Any unauthorized use of Stratcap’s proprietary information by you may violate copyright laws, trademark laws and other regulations and statutes.

Your Submissions or Communications and Privacy
Any communication or material you transmit to the website by electronic mail or otherwise, including, but not limited to, any data, questions or answers, comments, suggestions, or the like, will be treated as non-confidential and non-proprietary.

Trademark Notice
The trademarks that appear on this site are registered and unregistered trademarks of Stratcap or its affiliates or are licensed to Stratcap by third parties. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trade mark displayed on this website without the written permission of Stratcap or third party who owns the trademark.

Copyright Notice
All contents of this Stratcap website is subject to copyright protection and reproduction of the content, or any part thereof, is prohibited without prior consent from Stratcap.

External links and advertising
Any third party wishing to link to this website from their website must obtain permission from Stratcap by directing such request to Stratcap and permission may be granted on terms and conditions agreed. The Stratcap website may contain links to other web sites (“Linked Sites”). The Linked Sites are not under the control of Stratcap and Stratcap is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Stratcap is not responsible for webcasting or any other form of transmission received from any Linked Site. Stratcap is providing these links to you only as a convenience, and the inclusion of any Linked Site does not imply endorsement by Stratcap of the site or any association with its operators and should not be construed as constituting any relationship or endorsement of the Linked Site and reliance on all information provided by the external Linked Site is done so at your own risk.

Exclusion of Liability
The use of this website is at the user’s own risk.

Under no circumstances whatsoever shall Stratcap be liable for any loss arising out of, or in connection with, the use of information available from this website whether direct or indirect including, without limitation, any liability relating to any loss of use, interruption of business, lost profits or lost data, or incidental, special or consequential damages of any kind.

The information on this site is intended for general information purposes only and is not intended to serve as financial or other advice.

Whilst Stratcap endeavours to ensure that the information on this site is accurate and complete, Stratcap makes no warranties about the accuracy, reliability, completeness or timeliness of the proprietary information, software text, graphics, and links, or about results to be obtained from using the website.

Materials provided to Stratcap or posted at any Stratcap website

Stratcap does not claim ownership of the materials you provide to Stratcap (including feedback and suggestions) or post, upload, input or submit to any Stratcap website or its associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting Stratcap, its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. Stratcap is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in Stratcap’s sole discretion.

By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

Entire Agreement
These terms and conditions of use constitute the entire agreement between Stratcap and the user of this website. Any failure by Stratcap to exercise or enforce any right or provision of these terms and conditions of use shall in no way constitute a waiver of such right or provision.

If any of the foregoing is not fully enforceable for any reason, the remainder shall nonetheless continue to apply.

These terms and conditions shall be governed by, and construed in accordance with, the laws of the Republic of South Africa without giving effect to any principles of conflict of law. You hereby consent to the exclusive jurisdiction of the High Court of South Africa in respect of any disputes arising in connection with your use of this website, or these terms and conditions or any matter related to, or in connection therewith.